Enjoy the world of CBI Rewards...
Earning CBI Rewards Points

Earning CBI Rewards Points is easy with points being earned on an increasing scale according to your everyday spend patterns.

You can earn CBI Rewards points as follows:

CBI First Credit Card
Points on Spend (Retail purchases only) 1 point per AED 1.00 on all transactions made in UAE.
1.75 points per AED 1.00 on all transactions made in UAE greater than AED 2,000.
2.5 points per AED 1.00 on all transactions in foreign currency.
Rewards World Credit Card
Points on Spend (Retail purchases only) 1 point per AED 1.00 on all transactions made in UAE.
1.75 points per AED 1.00 on all transactions made in UAE greater than AED 2,000.
2.5 points per AED 1.00 on all transactions in foreign currency.
Rewards Platinum Credit Card
Points on Spend (Retail purchases only) 1 point per AED 1.00 on all transactions made in UAE.
1.5 points per AED 1.00 on all transactions made in UAE greater than AED 2,000.
2 points per AED 1.00 on all transactions in foreign currency.
Rewards Platinum Credit Card without Annual Membership Fees
Points on Spend (Retail purchases only) 0.5 point per AED 1.00 on all transactions made in UAE.
1 points per AED 1.00 on all transactions in foreign currency.

*Subject to payment of annual membership fee

With no maximum cap on the number of points you can earn you can quickly build up your points balance and start redeeming for the rewards you want - simply from spending on the things you need!

The table below shows an example of how easy it is to earn points through your everyday spending:

Spend Category Monthly Transaction Amount Points Earned
Groceries AED 3,000 3,000
Utility Bill e.g. DEWA, SEWA AED 1,250 1,250
Phone Bill e.g. Etisalat, Du AED 250 250
Online purchase e.g. Amazon, eBay USD 75 (AED 275) 550*
Travel/Electronics/Gift/School fee AED 2,500 3,750**
Clothing AED 750 750
Dining AED 1.000 1,000
Total AED 9,025 10,550

*2 points per AED 1.00 as spend classified as International purchase

**1.5 points per AED 1.00 as transaction amount greater than AED 2,000.00

As you can see, Reward points can build up quickly simply by spending on the essentials you would ordinarily pay for.